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Meanwhile

Life Insurance. Now in Bitcoin.

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About

Meanwhile is the world’s first and only Bitcoin-denominated life insurance company, offering whole life insurance policies where the death benefit and cash value are calculated in Bitcoin. Founded to integrate Bitcoin into long-term financial planning, Meanwhile allows policyholders to protect their loved ones while growing and borrowing against their BTC in a tax-efficient, secure manner.

Key Features

  • Bitcoin-Denominated Life Insurance
    The death benefit is calculated in BTC and locked in at the time of the first premium payment, ensuring your beneficiaries receive a guaranteed Bitcoin payout.

  • Tax-Efficient BTC Growth
    The policy’s BTC value (similar to traditional cash value) grows tax-free, meaning no capital gains or income taxes on appreciation over time.

  • Bitcoin Policy Loans
    Policyholders can borrow Bitcoin against their policy’s value. The loan adopts the current cost basis, offering a strategic tax advantage when selling appreciated BTC.

  • Simplified Inheritance Planning
    Meanwhile handles direct Bitcoin transfers to beneficiaries, helping avoid complex wallet setups or custodial risks for estate planning.

  • Regulated in Bermuda
    Meanwhile is a fully licensed life insurance provider regulated by the Bermuda Monetary Authority, ensuring oversight and compliance in a crypto-friendly jurisdiction.

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