Xapo
Bitcoin-enabled bank to integrate fiat with crypto
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About
Xapo Bank is a fully licensed Bitcoin-focused private bank offering seamless integration of traditional and crypto banking. Founded to provide the highest security for Bitcoin, Xapo combines Bitcoin custody, daily BTC interest earnings, global payments, and stock market access in one platform. With services like Lightning Network transactions, USD savings, and S&P 500 investment, it enables users to grow, spend, and secure their assets with institutional-grade protection and support.
Key Features
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Bitcoin & Fiat Banking Combine BTC and USD accounts in one app. Spend via card, invest, or earn interest daily.
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Unmatched Security Decentralized multi-party computation (MPC), encrypted storage, and secure vaults guard your assets.
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Lightning Network Support Send and receive BTC instantly with Lightning integration.
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Earn Daily Interest Earn 0.5% APR on BTC and 3.9% APR on USD balances, paid daily.
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Global Stock Access Invest in US equities (S&P 500, NASDAQ) from anywhere, directly through the app.
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Premium Banking Experience Includes 24/7 dedicated support, no FX fees on card transactions, and Bitcoin-native services.
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Hardware Security Key Add physical key authentication for maximum control and safety over vault withdrawals.